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Helping You Make Great Decisions

It can be overwhelming when trying to determine what to do when it comes to making your Medicare decisions. The information may seem vast and confusing. Coupled with the onslought of phone calls and mail you receive from marketing firms - you may not know which way to go. Even though most clients end up making similar decisions, you each come to us with different circumstances, desires, and questions. Our goal is to help you navigate the options available and recommend the policies that fit your specific needs. We'll walk beside you through it all from start to finish and beyond your enrollment.

 

Whether it is a person turning 65 and entering the Medicare market for the first time, a person transitioning from group insurance at retirement, or someone looking for a fresh analysis of their situation - Michael is equipped and eager to assist. 

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A dependable partner on your side.

Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Part D | Prescription Drug Plan

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.

Hospital Indemnity

Hospital Indemnity Insurance can provide gap coverage to help offset these expenses. This type of insurance can pay you a daily benefit. The money can be used to help with hospital co-pays or it can be used to help with incidental expenses not covered by your medical insurance.

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